Good news

The real estate market has continued to fall. There are a lot of people that are nervous about what is going to happen in the near future. Although no one has a crystal ball that I know to give us the answers, my best guess is that it will start to pick back up sometime in 09. Some good news for people in Orange and LA counties is that the demand for homes is still decent. Although the inventory levels have climbed, home prices have not come down as drastically as they have the San Bernardino and Riverside counties. What this means is that there is some amazing deals to be had in the IE. First time home buyers are finally starting to come back out of their shell and start purchasing. Even though 100% financing is still around, it is a bit more challenging to get these types of loans. You need to have at least a 680 fico score and be able to document your income to qualify.

The best news of all is that there are still more people moving into California each year than moving out. This means that even though we are in a bit of a fall, the long term projection for continual growth is undeniable. So whether you purchase property for your family or a rental unit to capitalize on the strong rental market right now, you can never go wrong buying a piece of heaven in California!

3 weeks left!

Wow I can't believe that there is only three weeks left til’ Mr. Chase Mathew Kalayji makes his debut into the world(give or take a week)! Life as we know it will no longer be the same. Sleeping more than three hours consecutively will only be a mere distant memory that we hold on to for dear life. Trying to get ready to go out of the house with the three boys and into the car will be a great accomplishment all on its own.

Why do we lds people do such crazy things as having so many kids back to back is clearly insane to the outside world. I guess the reason we keep on doing it(DeAnne might disagree) is because it truly brings us the most amazing sprit(sometimes the bad kind) to our home:) Might be a tad cliché, but I can't think of anything else in this world that is more gratifying than seeing the boys grow.